This tutorial was written by me, using PSP x3, and assumes working knowledge of the program.
Any similarities to any other tutorial are strictly coincidental.
Scrapkit: I used "Glitter" from Scrappin Krazy Designs, here.
Template: I used forum template 125 from Leah, here.
Tube: I used the amazing art of Ismael Rac. You must have a license to use this artist's work, which you can get here.
Font: Calligraph421 BT and Carpenter Script
Open template. Shift+D to duplicate. Close original. Delete credits, and "circles" layers.
Increase canvas size to 650x275.
On bg, select all, float, defloat. Open p04 from the kit. Copy and paste into selection.
Open city. Copy and paste above bg, add drop shadow.
Reorder layers so that "sm circles" is above line 1 in your layers palatte.
Merge lines 1, 2, and 3 together.
Select all, float defloat. Fill with gradient of choice. Select none. Add drop shadow.
On sm circles, select all, float, defloat. Flood fill with color of choice, or leave black like I did.
Add any elements you'd like. Flood fill white border with same gradient you used for the lines.
Add drop shadow to both borders.
Open tube. Copy and paste as new layer above "sm circles".
Position as desired, and add drop shadows. Clear any excess outside of black border.
Merge visible layers. Select all, float, defloat. Image->crop to selection.
Using Calligraph font, add text of choice in between the small circles, scaling to fit.
Merge this layer down when satisfied.
Resize to desired dimensions, then add name and copyright info.